You have decided to purchase a home, or are thinking about buying one.


You’ll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.


When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.


Please contact us if you have any questions about buying a home in Bermuda or elsewhere.


If there is a property that you do not see on our website but are interested in viewing, give us a call; we’ll be more than happy to help!


Try out our Mortgage Calculator (at the bottom of this page) to estimate how much house you can afford.


International Buyers


Non-Bermudians are able to purchase property within Bermuda.

Certain restrictions apply.

Read on to learn more about what properties are available and what to expect during the property buying process.



International buyers may purchase fractional ownership properties, tourist accommodations/hotel residences, and residences/condominiums on the higher end of the price range.


Outlined below are the minimum requirements for condominiums and residences available to international buyers:

CONDOMINIUMS – Units with an ARV (Annual Rental Value) of $25,800 or more.

FREEHOLD RESIDENCES – Properties with an ARV of $126,000 or more.


Such properties are typically listed on the market starting at $500,000 (condominiums) and $2,000,000 (residences).

An international buyer can own up to two Bermuda-based properties.

NOTE: ARV is used to determine land tax value and is not a direct reflection of rental/market value.



In additional to standard closing costs such as agency fees, legal fees, and government stamp duty fees, international buyers can expect to pay these additional fees when purchasing property in Bermuda:

$1,546 (refundable upon approval)

8% residences
6% condominiums
6.5% tourist accommodations/hotel residences
4% belonger


For further information about the requirements for international buyers, please visit www.gov.bm.


The above is an outline of entering the property buying market in Bermuda.


To learn more, contact us.

We will be happy to assist you with learning more about the property buying process.


Mortgage Calculator

Enter your details below, using the sliders, and receive an estimate of your monthly mortgage/loan payments.

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